Fine Silver and Gold Charm Pendant Jewellery with 46cm Sterling Silver Chain: 925 Sterling Silver Religious Charm Pendant, Ribbed Cross with Gold X Centre ~ ~ ~ Thank you for considering to purchase from Million Charms by Occasion Gallery. All Million Charms fine jewellery (excluding pendant chains) are designed and crafted in the U.S. by our own skilled artisans, taking pride in the quality and workmanship of each piece. Our jewellery is guaranteed to be free from manufacturing defects and is crafted only from the finest quality alloys. Our gold pieces consist of 14 karats or 58.3% gold, ideal for making jewellery. Our sterling silver pieces consist of 92.5% silver and are e-coated to prevent tarnishing, guaranteed. The coating gives it that unique radiant silvery-white finish, defining quality in silver. Silver charms with moveable components are rhodium plated to prevent tarnishing. You can be proud to wear Million Charms jewellery knowing that each piece is crafted with the finest attention to detail, making it truly an exquisite work of art. Time-honoured, gold or silver charms are a unique keepsake for any occasion with magic in every charm. Enjoy!