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Rich Habits


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About the Author

Born in the UK in 1973, Tony Melvin grew up with a passion for business. He founded his first "enterprise" around the age of 10 years old: a car washing business. His younger sister Catherine and friend Julia were the hired help. Tony was the salesman. Despite the business having only one client and lasting only a single day, he never forgot how easy it was to make money solving people's problems. Since then, Tony has learned the ropes of business and finance from his studies and experience. Over the past 20 years he has travelled Australia and Asia teaching finance and business principles to thousands. As managing director, he helped build the fastest-growing accounting firm in Australia, and during that same period he co-authored three best-selling finance books. While Tony is a successful business man and investor, he considers himself first and foremost an educator. Considered by many an authority on finance matters, Tony is regularly interviewed and quoted in the press. As a result, Tony is a sought-after speaker. Today, Tony is focusing his energy on educating people about the Rich Habits. He believes that everyone can truly prosper with the right knowledge and skills. For more information or to request Tony as a speaker, visit


It was the worst place to be at age 41. I had $175,000 owing in credit card debt (across 8 different credit cards) and $150,000 in tax owed. I had no assets or job.

Within one month of adopting the strategies that Tony and I implemented (Rich Habits), I had saved $5,300 a month in debt repayments. I started to negotiate with my creditors to settle my debt for a fraction of the total owed and start to allocate for the very first time to invest and prepare my solvency fund.

It was the first time in years that I felt the weight of stress lift from my shoulders and I knew that financial security could be achieved in a very short time.

I consider Tony Melvin to be the "Millionaire Whisperer" for the skills he advances."-- Ben

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