About the Author

David Martin is chief risk officer and senior vice president for Alliance Bernstein, which has more than $450 billion in assets under management. He has lectured at the graduate schools of business at MIT, Columbia University, and NYU; has been a featured speaker and expert panel member at numerous risk conferences for major investment companies, banks, and investment banks; and has written articles for The Bankers Magazine, Pension & Investments journal, and the AEI-Brookings Joint Center website.