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The Methods and Machinery of Practical Banking

Excerpt from The Methods and Machinery of Practical Banking A Valuable Text-Book must be written by one who is a conscientious student of the subject treated, and who has himself had practical experience of the requirements of the school where his book is to be used as a guide. He must also have the faculty of expression, the ability to make his meaning clear and easily understood. As a rule, bankers are men of affairs; they drive ahead in the path of daily work and worry, and let others write books. Mr. Claudius B. Patten, the author of this volume, was a born banker. He loved his profession and sought continually to formulate better and safer methods in the transaction of the banking business. He realized that a good business man is never too old or too smart to learn. The judgment of the officer or clerk who claimed to "know it all" he regarded with a just distrust. The knowledge he had himself acquired he was always willing to impart to others. Selfishness had no place in his nature, and he was opposed to taking out a patent on a new idea and putting it under lock and key in his own bank. It will be a hopeful sign when bank managers can look beyond the confines of their own counting-rooms and cultivate a spirit of fraternity and helpfulness toward others engaged in the same business. A well-managed bank to-day is a cog in the great wheel of business activity; if its management is selfish and narrow, without the appropriate adaptation to the other cogs necessary to maintain the symmetry of the wheel, it causes a grating and wearing of the spindle, and so increases its own chances of being removed for repairs. Born in Kingston, New Hampshire, April 7, 1828, Mr. Patten was of a highly respected family. When a young man he went to Boston and readily secured employment, at once making himself noticeably useful to his employers. His manners and habits were such that he rapidly made friends, through whose influence he eventually secured the position of junior clerk in the Suffolk Bank. He remained with that institution for nearly twenty years, steadily rising to the position of Assistant Cashier. This he held until 1867, when he resigned to become Cashier of the State National Bank of Boston. Mr. Patten was enthusiastic in regard to the business of banking and carefully educated himself in all its branches. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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