It's always very difficult to say who you are, particularly when you do not know who is reading this! But I will give it a go. Very briefly, my background is in Mathematics - Operations Research (or Management Science) to be precise. With this skill I have lectured at Universities, both in the UK and Zimbabwe; including setting up Master's degree causes and promoting Mathematics in Industry. I have also spent many years as a Management Consultant, advising businesses, both small and large, how to make more profit. It was this combination of a hard core Mathematical background and a practical, hands-on understanding of business that made it clear the Mathematical optimisations would never work without the right mindset of the people who were implementing them. To bridge this gap I trained as a Leadership Development Coach, and spent many years in this role - and a very satisfying role it is too! Because of my ongoing interest in self development I would use and develop different techniques in my personal life to help with the type of issues many of us face. After having some massive success in my own personal life it got me thinking how I could use this to also help others in similar situations. I am an ordinary person, no matter what my background is I make all the same mistakes as many others. Then I need to work hard to put them right again - getting into big debt was one of them! So I developed a very simple system which focused on changing my mindset towards my debts in order that I could then do something about them, rather than bury my head in the sand and pretend they did not exist. When this system worked like a dream for me, and other close family and friends, I decided it was time to share it with the world. Take the plunge, get rid of those headaches, and let me know how good it feels!