David started his working life in the banking industry and says: "even though I worked in a bank I didn't really know that much about making money and paying mortgages off faster. Those lessons came later when I decided I wanted more out of life than working in a bank could offer." David has always been goal focused and at the age of 17 was already saving hard for his first home. As he got closer to his goal he realised he didn't want to be saddled with a 30-year mortgage so when he got his first home he was determined to have the mortgage repaid in 5 years. This was a hugely audacious goal - but he pulled it off, and in Hammer That Mortgage! David explains in simple language how anyone can repay a mortgage much faster than the typical 30 year term.