Table of Contents

Introduction – Financial Capability and Asset Building: Building Evidence for Community Practice 1. Building Financial Knowledge Is Not Enough: Financial Self-Efficacy as a Mediator in the Financial Capability of Low-Income Families 2. Promoting Financial Capability of Incarcerated Women for Community Reentry: A Call to Social Workers 3. Toward Culturally Sensitive Financial Education Interventions with Latinos 4. From Being Unbanked to Becoming Unbanked or Unbankable: Community Experts Describe Financial Practices of Latinos in East Los Angeles 5. Ethnic Differences in Financial Outcomes Among Low-Income Older Asian Immigrants: A Financial Capability Perspective 6. Financial Knowledge and Behaviors of Chinese Migrant Workers: An International Perspective on a Financially Vulnerable Population

About the Author

Julie Birkenmaier is a Professor of Social Work at Saint Louis University, USA. Her current research focuses on financial capability and asset building, including financial access and financial inclusion.

Margaret Sherraden is Research Professor at Washington University in St. Louis and Emeritus Professor of Social Work at the University of Missouri-St. Louis, USA. Her current research focuses on adult and youth savings, financial capability, and community economic development.

Jodi Jacobson Frey is Associate Professor of Social Work at the University of Maryland, USA. Her research focuses on workplace behavioral health, emphasizing mental health, substance use and suicide prevention.

Christine Callahan is Research Assistant Professor with the Financial Social Work Initiative at the University of Maryland, USA. Her research focuses on interventions that social workers can use to promote greater financial capability, especially in vulnerable, under-served populations.

Anna Maria Santiago is Professor of Social Work at Michigan State University, USA. Her research focuses on financial capability and asset building in low-income families; neighborhood effects on the health and well-being of low-income children; low-income housing and homeownership; foreclosures; and predatory lending in the US and international contexts.