Learn the latest techniques for managing credit risk to minimize losses on loans and increase company profits. "Credit Risk Management" is a complete guide to the total integrated process of managing credit risk ranging from the principles of credit risk analysis to advanced analytical techniques for improving the effectiveness of balance sheet management in financial institutions. This introductory textbook explains how to manage credit risks under competitive and realistic conditions, offering detailed coverage of the credit process, lending objectives, funding strategies, risk evaluation, credit risk measurement, credit portfolio management, credit rating systems, and the economics of credit.Comprehensive and authoritative, "Credit Risk Management" offers a clear, hands-on account of all the major concepts and applications of modern credit risk management and features: learning objectives at the beginning of each chapter to provide a focus for learning and a frame of reference for the material; quick-check questions at the end of each section within a chapter that ensure understanding of the preceding concepts; chapter summary at the end of each chapter for reviewing the material and pinpointing areas of necessary further study; self-study questions at the end of each chapter, with 10 open-ended questions for testing knowledge of the chapter's subject matter; and, case studies, group discussions, exercises, and bibliographies to deepen understanding of credit risk management.

About the Author

JoEtta Colquitt is a professor at Mercy College and FT Knowledge and a professional trainer who has worked in higher education, training firms, and Fortune 500 companies. A specialist in financial credit risk training, she has over 20 years of experience in analyzing international transactions, companies, and risk exposure.