"MOHAMMED SAIFUL ISLAM holds a Bachelor's degree in Pure Sciences. He studied Chartered Accountancy before taking up a career in banking. His predilection for academic pursuits steered him towards assignments as diverse as Industrial Engineering, Business Management, Information Technology and Enterprise Risk Management. This extensive exposure has served to add value to this book in no small measure. Saif has travelled extensively and lived in many different places across India. Post-retirement he has taken up writing as a full-time occupation. He can be reached at: mohdsaif35@yahoo.co.in"
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